Senior Solutions

Supplemental Insurance Medicare Advantage Plans, Medicare Prescription Drug Plans, Medicare Supplement Plans, Medigap for Wichita Falls, Henrietta, Burkburnett, Iowa Park and Archer City, TX

What Is Medicare?

Medicare is health insurance for the following:

  • People 65 or older
  • People younger than 65 with certain disabilities
  • People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

Medicare Advantage Plans

Medicare Advantage Plans (like an HMO or PPO) are health plans run by Medicare-approved private insurance companies.

Medicare Advantage Plans (also called “Part C”) include Part A, Part B, and usually other coverage like Medicare prescription drug coverage (Part D), sometimes for an extra cost.

Medicare Advantage plans offer all of the benefits covered under Original Medicare and more. Many plans also include Medicare Part D prescription drug coverage. Depending on residency, there may be several Medicare Advantage plans to choose from including HMO, POS, PPO and PFFS plans.

HMO Plans are coordinated care Medicare Advantage plans also known as Health Maintenance Organization (HMO) plans. HMO plans have a network of local doctors and hospitals.

HMO-POS Plans are Health Maintenance Organization plans that offer a Point-of-Service (POS) option. POS plans give members the flexibility to go out of the network to receive some health care services.

PPO Plans are Preferred Provider Organization (PPO) plans. PPO plans provide access to a network of local doctors and hospitals but also allow the flexibility to use physicians or hospitals outside the network. For most of these plans a referral is not needed for specialty care.

C-SNP or D-SNP Medicare Advantage Special Needs Plans provide health care coverage for people with a chronic disease or illness, who live in an institution or who qualify for both Medicare and Medicaid (also referred to as “dual eligible”).

Medicare Supplement

Medi-Gap Medicare Supplement plans typically provide more freedom to choose doctors and hospitals, and see specialists without referrals. Medicare Supplement plans also offer National coverage.

Prescription Drug Plans

Prescription Drug Plans (PDP) provide a way to add drug coverage to Original Medicare or Medicare Supplement coverage.

Brandon Payne

Brandon Payne

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(877) 977-3097

*This is a solicitation of insurance. By providing this information, you agree that an authorized representative or licensed insurance agent/producer may contact you by phone, email, or mail to answer your questions or provide additional information about Medicare Plans.


NOT CONNECTED WITH OR ENDORSED BY THE UNITED STATES GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM WE DO NOT OFFER EVERY PLAN AVAILABLE IN YOUR AREA. ANY INFORMATION WE PROVIDE IS LIMITED TO THOSE PLANS WE DO OFFER IN YOUR AREA. PLEASE CONTACT MEDICARE.GOV OR 1-800-MEDICARE TO GET INFORMATION ON ALL OF YOUR OPTIONS.